Cushman Title Cash – Title Loans in Memphis, Tennessee

You never know when an unexpected debt may arise, and these things tend to happen at the worst possible time. If you are currently faced with a great need for additional cash, and your needs can’t wait until your next payday, you should consider taking out a car title loan with us here at Cushman Title Cash.

There are many reasons why you may choose to take out a title loan. You may need some extra cash for home repairs, to buy parts for another car, or to travel out-of-town to see family members. Regardless of why you may need a title loan, you can easily apply for one here with us at one of our many locations, or by filling out the simple application form online.

It only takes a few minutes of your time to find out if you can get the money that you need for your unexpected expenses or other urgent money needs. Let us help you have peace of mind knowing that you are financially secure by contacting the experts in title loans Memphis drivers contact the most.

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How to Apply for a Title Loan at Cushman Title Cash

Applying for a title loan with us couldn’t be easier. All you must do is provide us with a few personal details such as your name, address and phone number. We may also need a few personal references such as friends and family members just to ensure that your information is correct.

You will also need to give us some details about your vehicle, such as the make, model, year, style, and total mileage. This information will help us to determine how much money we can loan to you.

With Cushman Title Cash, you have the option to apply with us either in-person or online at your own convenience. We have several locations throughout Memphis to serve you. Or you can choose to apply with us online and receive an estimated quote within minutes.

After you apply online, one of our trusted representatives will be in contact with you at their earliest convenience to give you more details on how you can get the money that you need.

You will then meet with us at your nearest location, sign the loan contract and provide us with your car’s title. You will be informed of all the terms and conditions of the loan before you sign, and our representatives will make sure that you understand everything about the payment process before you commit to the loan.

You will still be able to drive your car and use it the same way you always have while our company holds your title. And as long as you make your payments on time, your title will be returned back to you once you make your final payment to us.

About Us

Here at Cushman Title Cash, we want to help you get out of a bad financial situation by making the most of the investments you have already made. Your car’s title is the key to helping you get a substantial loan that you may use to pay past due bills, your monthly rent, or unexpected home repairs. You can also use the money from your car title loan to take care of other expenses such as school supplies, holiday gifts, or a family vacation. No matter how you choose to use the loan, you can be assured that you are getting the best rates and terms when you decide to take out a car title loan with us. We are one of the top-rated locations for title loans Memphis residents recommend the most to others. Come by and see us today for your quick cash needs, or apply online at your own convenience. No credit check is required and you can have access to the cash you need in as little as 24-hours.

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How the Process of Getting a Title Loan Works

A title loan is one of the easiest types of loans that you can get. All you need is the clear title to a car that is in your name, and you can walk away with the funds that you need to take care of a variety of debts. There is no credit check required and you never have to have a co-signer to get approved. There is no long waiting period like there is at your local bank and you can have access to your funds the very same day that you apply.

Different states have different rules for issuing car title loans. There are some states in fact that don’t allow car title loans at all because too many companies were taking advantage of the high-interest rates and charging their customer's outrageous fees that they couldn’t possibly repay. This resulting in many people losing possession of their cars.

In the state of Tennessee, it is legal to get a title loan. While there may be some negative reports out there about these companies, borrowers who have experience taking out a title loan in Tennessee in the past know the truth.

You must turn in your car’s title to finalize the loan. The title is the collateral that you are putting up for the loan itself. If you refuse to pay off your loan, the company keeps your title and repossesses your car. But, if you make monthly payments on time until your loan is paid off, you get your title back, no problems, no hassles.

Some companies may ask for an extra set of keys for your car. They DO NOT take your only set of keys. You can continue to drive your car while you are paying off your loan, and you can’t do that if you don’t have the keys. If a company tells you otherwise, don’t sign any contract with them and find a different title loan provider.

Title loans may have a bad reputation due to high-interest rates and the possibility of repossession of your vehicle. If you don’t agree with the terms that the loan representative provides you with, or if there is anything that you don’t understand about the loan, be sure to ask any questions you may have before you agree to the terms.

The experts here at Cushman Title Cash will be happy to explain everything about the loan process to you so that you will have peace of mind when you work with us. Visit the professionals in Tennessee title loans Memphis residents turn to in their time of need when you stop by and see us today.

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